Bad luck. Hope the bits are easy/quick to get. I specialise in crash repair and in most minor shunt cases there is a better way than going via insurance, but the Twizy may be the exception to this rule: parts will be Renault only, unless you can find one in Europe that has been rear ended and has front end parts available.
I guess it will be put through the ridiculous insurance system and you will have it back in 3 weeks or so. Damn!
Any questions re: repair, please PM me.
I guess the Disco is not damaged too much, did you get photos? They prevent extended claims, whiplash etc.
If you post a photo, I’ll take a guess at a quote for it. I would be very surprised if they wrote it off as they would have to replace with new if under 12 months old and there would be a build time wait-which they would not want.
If only a light tap, the front panel is only poly and (guess in line with other parts providers) would be £200, mudguard £65, suspension arms and number plate cheap enough. All parts bolt on and no spray work so Renault may be able to do it then send it for a four wheel alignment/tracking check-just a matter of how long the parts take to surface. I would guess at three weeks total, but it is an unknown quantity.
The insurer may insist on their approved (read financially incentivised) repairer and they will be fairly clueless-especially if it is less minor and anything is out of line.
I will be really interested to see how they deal with it. Watch out for the other guy over claiming and avoid any courtesy car/accident assist offers as they are a credit agreement and rely on it not being your fault. You never know, they may just replace if the repairers are unsure!
For all our sakes (future premiums!), I hope it is a cheap easy fix
Good luck-keep us posted.
Might to wise to hold off any further discussions on this until you have sorted out the insurance. I’m a member of another car forum and have heard of some cases where the insurance company has withheld payment due to things mentioned about the incident on a car forum.
Most cars are designed to deform in stages; a typical car will break the bumper, then crush the internal bumper bar, then compact the brackets, then compact the chassis legs.
How many stages the Twizy has is unknown-but I guess the fact the car is a “specialist” car is as much of a factor as the design when it came to repair. Simple and easy for the insurance company to write it off and sell it as salvage, rather than try and repair it with unknown parts supply and repair procedures.
Looking at the 30mph crash test, the front is designed to deform and protect the inner cell, so as you said-it did its job at low speeds. The 30mph crash test seems to leave the inner cell in one piece, but the initial stage damage or low speed damage may be hard to repair-or just too unknown or complex for most insurers-even if there is still a great deal more protection in the design for speeds well over 5mph (regardless of the repair process).
I’m shocked that the Twizy should be written off at such a minor impact. I presume the air bag didnt go off. Was it really 5mph or is that what you put on the claim (you dont have to answer!).
I know that the suspension system is meant to deform on impact, maybe also the tow bar had something to do with it because I would expect most cars to drive away after a shunt like that.
Sorry to hear that Nikki, i suspect a Disco 4 with a towbar is about the worst thing you could have a shunt with so the damage is not that surprising. I had a similar 5mph shunt in a B&Q carpark with when someone backed into me reversing out a parking space. I was hit in the rear and the noise was horrendous so expected the worst when I got out. However the only sign of damage on the Twizy was a number plate bulb housing which fell out ( and I clipped back in ) and the woman had a detached bumper trim on her car. As it was her fault we both went our separate ways without claim as the Twizy seemed OK ( touchwood ) !
Ouch! That’s really bad news Nikki. Sorry to hear that. Glad you and your elder are ok. I really don’t wanna imagine what would have happened at higher speed Found this Twizy crash test video on youbube www: http://www.youtube.com/watch?v=dwd3NLngl_k